OneSource 401k - Pooled Employer Plan Administration https://www.onesource401k.com Learn about 401(k) Pooled Employer Plans (PEPs) and how OneSource 401k helps small businesses save 80% on retirement plan costs while eliminating fiduciary liability. en-us jeff@onesource401k.com (Jeff) jeff@onesource401k.com (Jeff) Thu, 20 Mar 2026 00:00:00 GMT Why Choose OneSource 401k for Your Retirement Plan https://www.onesource401k.com/why-us https://www.onesource401k.com/why-us Discover why businesses choose OneSource 401k: 80% cost reduction, 75% time savings, complete fiduciary protection as both 3(16) Plan Administrator and 3(38) Investment Manager, and zero individual audits through our Pooled Employer Plan. OneSource 401k Sat, 01 Mar 2025 00:00:00 GMT 401(k) Cost Savings with a Pooled Employer Plan https://www.onesource401k.com/cost https://www.onesource401k.com/cost Small businesses save up to 80% on 401(k) plan costs by joining OneSource's Pooled Employer Plan. Traditional plans cost $15,000-$50,000+ annually — the PEP structure shares costs across employers. OneSource 401k Sat, 01 Mar 2025 00:00:00 GMT How OneSource Saves Employers 75% of Admin Time https://www.onesource401k.com/time-saved https://www.onesource401k.com/time-saved OneSource handles all daily plan administration — contribution processing, compliance testing, government filings, and participant transactions — saving employers 75% of the time they'd spend on a standalone plan. OneSource 401k Sat, 01 Mar 2025 00:00:00 GMT Fiduciary Oversight: 3(16) and 3(38) Fiduciary Services https://www.onesource401k.com/fiduciary-oversight https://www.onesource401k.com/fiduciary-oversight OneSource assumes dual fiduciary roles — ERISA 3(16) Plan Administrator for daily operations and 3(38) Investment Manager with full discretionary authority — transferring fiduciary liability away from employers. OneSource 401k Sat, 01 Mar 2025 00:00:00 GMT Eliminate 401(k) Audits with a Pooled Employer Plan https://www.onesource401k.com/audits https://www.onesource401k.com/audits Individual employers in the OneSource PEP are not required to file separate Form 5500 returns or undergo independent plan audits. OneSource files a single consolidated audit for the entire plan. OneSource 401k Sat, 01 Mar 2025 00:00:00 GMT Daily 401(k) Plan Administration Services https://www.onesource401k.com/daily-administration https://www.onesource401k.com/daily-administration OneSource manages all routine plan administration: contribution processing, participant enrollment, distribution handling, loan processing, nondiscrimination testing, and government filings. OneSource 401k Sat, 01 Mar 2025 00:00:00 GMT 3(38) Investment Manager Services https://www.onesource401k.com/investment-manager https://www.onesource401k.com/investment-manager As the ERISA 3(38) Investment Manager, OneSource has full discretionary authority to select, monitor, and replace plan investments, eliminating employer liability for investment decisions. OneSource 401k Sat, 01 Mar 2025 00:00:00 GMT Plan Document Flexibility in a Pooled Employer Plan https://www.onesource401k.com/plan-document-flexibility https://www.onesource401k.com/plan-document-flexibility Employers retain control over key plan design features: eligibility requirements, matching formulas, vesting schedules, loan provisions, auto-enrollment, and distribution options. OneSource 401k Sat, 01 Mar 2025 00:00:00 GMT Seamless 401(k) Payroll Integration https://www.onesource401k.com/payroll-integration https://www.onesource401k.com/payroll-integration OneSource integrates with all major payroll providers for automated contribution processing, error detection, timely deposit monitoring, and year-end reconciliation. OneSource 401k Sat, 01 Mar 2025 00:00:00 GMT Frequently Asked Questions About 401(k) Pooled Employer Plans https://www.onesource401k.com/faq https://www.onesource401k.com/faq Comprehensive FAQ covering Pooled Employer Plans, costs, fiduciary responsibilities, plan customization, payroll integration, compliance, and how to join the OneSource 401k PEP. OneSource 401k Sat, 01 Mar 2025 00:00:00 GMT